High-Risk Driver Insurance: What It Is, Why It Costs More

I remember when I finally told myself, “Okay… yeah. I’m broke.” Not like, “haha, I’m broke” broke.I mean fully broke.I-mean-low-on-my-paycheck-so-I-should-probably-order-instead-of-eating-breakfast broke.I-mean-add-it-all-up-in-my-head-at-the-store broke.I-mean-I-can’t-even-pay-for-a-phone-call-because-I-know-it’ll-cost-me broke. I tried living like this for a while, telling myself it was “temporary.”“Once I make more money,” I’d say, “things will turn around.” Buuuut the reality was… I had made more money …

If you’re shopping for a personal loan, the number that matters most is the APR — your annual percentage rate — because it bundles interest and many loan fees into a single, comparable number. But “best” depends on who you are (credit score, income, debt load) and what you need (debt consolidation, home improvement, emergency …

Trying to live your life while your husband nitpicks everything you do can quietly chip away at you. It often starts innocently enough. You might write it off as helpful feedback or “just how he is.” But over months or years, you begin to feel like nothing you do is ever good enough. Not the …

Valentine’s Day gifts don’t have to be expensive or over-the-top to be meaningful. In fact, some of the most memorable gifts are the ones that feel personal—like they were made just for the person receiving them. That’s where Valentine’s Day baskets shine. Whether you’re shopping for a partner, spouse, best friend, or even treating yourself, …

Hey. Stop and be honest with yourself for a second. You’ve been feeling… exhausted.But not the kind you feel after a poor night’s sleep.Not that glowing, “I stayed up too late but it was worth it” tired. You’ve been feeling overwhelmingly tired.Like, scroll through TikTok for two seconds and your eyes feel like they’re melting …

Truth or Dare is something I’ve played more times than I can remember. Whether it was at boozy house parties, low-key game nights, late-night hangouts with friends, or even one-on-one with someone I wanted to know more about, Truth or Dare has always been there. And through all of those times, I’ve learned one thing: …

Valentine’s Day has never been super surface-level for me. Don’t get me wrong—I love all of the chocolates, roses, and heart décor. They’re sweet (literally and figuratively), and I’ll never turn down dessert if it’s offered. But what I love most about Valentine’s Day is what lies beneath all that red and pink: love. Real …

Spring, the season of renewal and rebirth, inspires poets, writers, and thinkers alike. As the world awakens from its winter slumber, you can feel the energy of transformation and growth in the air. This collection of spring quotes will fill your heart with warmth and inspire you to embrace the beauty of the season. Related: …

Valentine’s Day is an occasion that celebrates love and affection between partners. During this day, the act of giving gifts carries profound significance as it symbolizes the appreciation and commitment shared between individuals. Thoughtful gifts, when chosen with care, not only delight the recipient but also serve to strengthen the bond between couples. The process …

Love isn’t built on fancy dates and expensive gifts. Sometimes it’s the quiet moments—or the unexpected ones—where we say the things we need to hear most. Those whispered words of appreciation or love confirmations we receive through a text can leave a permanent mark on the heart. Let’s be real—compliments are: Affirmations Reminders Emotional anchors …

“I dreamed about my future husband.”I’ve heard it more times than I can count. Some people say it boldly. Others say it with wonder. But I’ve also heard it said many times with more frustration than excitement—because they dreamed about him, yet he’s not the person they’re dating. I’ve known people for whom the dream …

February has always felt weird to me. January blusters in with goals, shiny new notebooks, and lofty resolutions. But by February, all that hype has worn off, life has settled back in, and we’re left asking ourselves: what is something realistic I can actually maintain right now? I used to wait until March to feel …

Infidelity is an absolute nightmare for a marriage. When a husband cheats, everything you thought you knew about your relationship gets flipped upside down. Trust evaporates. Emotional safety vanishes. The future you’ve been building suddenly feels uncertain. If you’re wondering how to win your husband back after cheating, here’s the truth: there is no simple …

Guys reading this are likely trying to figure out how to get a girl to go from the friend zone to the dating zone. You spend all this time together. You talk every day. You share secrets you don’t share with most people. And yet… you’re still friends. I know the feeling. Been there. Done …

I used to think superheroes were loud. Big. Blazing. Something you knew someone else had. Someone else who isn’t tired all the time. Someone who isn’t second-guessing their life choices half the day. But the more I’ve tuned into life—real life, not highlight reels—the more I realize how wrong I’ve been. Most superpowers are invisible. …

Self-care used to mean baths and bubble baths for me. Sorry, not sorry—but baths just aren’t cutting it these days. What helped me realize what i actually needed was vision boards. I made one specifically for self-care and created concrete reminders of what i needed to prioritize in order to feel better—not what everyone on …

As a therapist who specializes in relationship betrayal, I’ve heard it a million times: Clients telling me they knew something was going on—long before they had evidence to support it. “I knew something was off, but I couldn’t explain why.” These days, cheating doesn’t always look like an obvious smack in the face. It’s sneakier, …

Valentine’s Day is one of my favorite holidays to observe in the classroom. Beyond the candy and cards, Valentine’s Day inspires kindness, connection, and creativity. It’s the perfect time to slow down as a class and celebrate community. Best Valentine’s Day Classroom Ideas  I use Valentine’s Day as an opportunity to refocus my students, practice …

Valentine’s Day is all about timing. Will you whisper it? Sing it? Write it across the sky? Question it drunkenly across dinner? There are endless ways to ask someone to be your Valentine. And while they can all be sweet and romantic, I think it’s up to you—the asker—to decide what’s best for your relationship. …

There was a period in my life when I believed motivation had to be aggressive. It had to involve force, urgency, and negative self-talk. Over time, I discovered that the only way I created lasting change was by getting quieter. The only way my body responded with minimal resistance was when my mind felt heard …

As I got older, I began to notice that some mothers treated their children in ways that didn’t seem like normal parenting at all. I didn’t always have the words for it, but I later realized that what I was seeing were signs of narcissistic behavior. A narcissistic mother often puts her own needs ahead …

Wait… Before I explain how to get a narcissist to leave you, let me first share a brief story about the relationship that drained me—and how I recovered. I met my ex-girlfriend and immediately felt like it was love at first sight. She was confident, charismatic, and full of endless stories and jokes. She made …

Winter dates have a certain richness to them. Between cozy drinks, chilly air, and twinkling lights, romance feels almost intoxicating. Personally, I love starting every date with intention by dressing well. It boosts my confidence and mood while keeping me comfortable, so I can focus on having fun instead of freezing or fretting. The best …

It used to be that I thought wellness meant doing everything perfectly. Wake up at 5 a.m.Drink lemon water.Sit and meditate for 20 minutes.Journal.Hit the gym.Eat clean.Be positive.Repeat until the end of time. In my mind, this was a checklist—a binding contract between me and myself. If I did all of the things, I allowed …

I receive emails like this more frequently than you might expect. Many are sent to me in the middle of the night—hesitant, with carefully chosen words. Guilty for wanting. Afraid of what things are becoming between them. “I love my wife, but we haven’t had sex in months.” “We fight about sex all the time …

Every February, Valentine’s Day creeps up on me like mild torture: You should do something sweet. You should make them feel special. And every February, I’m reminded that the most heartfelt gifts are the ones you make by hand. There’s magic in taking your time to create something. Slowing down to really think about each …

At first, I didn’t realize I was in survival mode. I thought I was just “being strong.” “I’ve got this,” I would say to myself. I paid bills. I showed up. I smiled when I was supposed to smile. I thought exhaustion was normal. Emotional numbness? Maturity. Constant tension? Ambition. But then one day I …

I used to be anxious and negative as hell. I’d wake up feeling like a storm cloud. Every small mistake felt massive. Whenever something went wrong, my mind hunted for proof that I was broken beyond repair. Even when things were going well, I assumed it was just the calm before the universe dunked on …

I didn’t create vision boards because I wanted a prettier wall hanging or a Pinterest-worthy life. I created them because I felt exhausted in a way sleep couldn’t fix. My mind felt loud. My emotions felt heavy. Outwardly, I looked like I was “doing okay.” Inwardly, I felt scattered, overwhelmed, and emotionally numb. One night, …

Okay, you want to know the truth about getting someone with narcissistic tendencies to “see the truth”? Look, I’ve been there too. I was angry, hurt, and confused. Like most people who love a narcissist, I thought that if I just flew my flag high enough in their face, they would finally see how wrong …

I used to think you either had talent at work or you didn’t. Luck was what mattered. But if I’m being really honest, I waited for motivation to happen before I did. Till one day I realized that my self-talk at work affected everything—how confident I felt, how I showed up, how well I performed, …

I used to wonder why conversations about my feelings always left me confused, guilty… and somehow less than when I walked into them. I’d muster up courage, speak calmly, try to explain how something made me feel—and somehow walk away apologizing for saying anything at all. For years, I believed I just wasn’t good at …

When you think of “grandmother,” what comes to mind? Sandwiched between flour-covered cheeks from baking cookies? Cups full of warm milk and stars on the ceiling? Arms opened wide to hold you even when you’ve made a mistake? That’s what most of us envision as children. And that’s what we expect our family to be …

The self-help book is loud. And noisy. I know. I’ve been on the receiving end of that noise. Every year hundreds of books hit the shelves promising to help me become more confident. Wealthier. More at peace. More disciplined. More purposeful. Happier. Most grab my attention in chapter one and end up collecting dust for …

The joy of toddlerhood is a gift to parents and caregivers. Young children are open, honest, and fully present in every experience. In 2026, those experiences may look a little different than they did in previous years. Toddlers today grow up with screens, smart toys, and more stimulation than ever before. But when it comes …

Narcissists don’t typically look like villains out in the world. They look pleasant. Composed. Generous. Even admirable. Friends may call them confident. Coworkers may say they’re driven. Strangers may describe them as magnetic. And that’s precisely why so many people find it hard to describe what it’s like to be close to one. Behind closed …

Crying is one of the most human things we do. It’s a release. A signal of pain. A wordless way of saying, “Something inside me hurts.” In healthy relationships, tears are often met with concern, softness, or at least a pause. Even when the other person doesn’t fully understand, they usually recognize that something meaningful …

There’s no sign on a narcissist’s forehead that reads: “Hey, I’m a narcissist.” Instead, they often show up as: Charmer Leader Lover Friend Mentor Their presence can be magnetic, exciting, and alluring—at least in the beginning. But underneath the glitter is a pattern. A strong and steady need for control.A craving for admiration and praise.A …

Narcissists are not always the loud, cartoon villains people imagine. In fact, the most dangerous narcissists rarely look dangerous. They might seem charming, considerate, self-assured—even emotionally mature. Narcissists can make you feel like the best thing that ever happened to them. And that’s what makes them so scary. The real damage from a narcissist doesn’t …

You are living in a world of silent conversations. They take place in posture.In tone.In pauses.In how someone looks away before answering.In how they lean in when something matters. Most people only hear the words. But words are the smallest part of human communication. If you want to study psychology—not from books but in the …

When you think of “games,” what do you imagine? Scrabble matches in your childhood home? Rowdy parties that leave everyone exhausted on the floor? Games for adults don’t have to be one or the other. They can be a way to unwind at the end of a long week. They can deepen your relationships. They …

Most people believe satisfaction comes when life finally matches the vision in their minds—when the money is right, when the relationship is secure, when the body, career, house, or reputation all reach a certain level. But here’s the quiet truth many people realize far too late: life almost never stops long enough to feel “complete.” …